Close Menu
CryptoHoppers.comCryptoHoppers.com
    What's Hot

    The year of the Solana community

    December 22, 2023

    Ethereum ETF flows turn positive as BlackRock fund logs $118 million inflows

    July 31, 2024

    Gala Games hit by $200 million in possible inside job

    May 21, 2024
    Facebook X (Twitter) Instagram
    • Privacy Policy
    • Get In Touch
    Facebook X (Twitter) Instagram
    CryptoHoppers.comCryptoHoppers.com
    • News

      Crypto Exchange Gemini Shares IPO Details, Aims to Raise $317M

      September 2, 2025

      Japanese gaming firm Gumi bets $17 mln on XRP, skips Ethereum: Here’s why

      September 1, 2025

      Bitcoin Treasury Race Heats Up As Dutch Firm Shoots For $23-M Launch

      August 31, 2025

      Memecoin with high growth potential in 2025

      August 29, 2025

      Crypto ETFs: Ether Domination Continues as Bitcoin Trails With Modest Gains

      August 28, 2025
    • Technology

      Solana Set to Approve Alpenglow, Slashing Finality to 150ms

      September 1, 2025

      Philippines May Become First Country to Put Entire National Budget on Blockchain

      August 31, 2025

      Why MicroStrategy clones are choosing Solana over Bitcoin for corporate treasuries

      August 30, 2025

      XRP price could rocket past $5 in September as catalysts ignite

      August 29, 2025

      Comment on MetaPlanet Unveils $881M Global Stock Offering to Fuel Massive Bitcoin Buy by Bitcoin Risks Falling Below $110K as On-Chain Data Warns Selloffs

      August 28, 2025
    • Learn/Guide

      Pineapple Financial launches $100M Injective treasury, first public company to hold INJ

      September 2, 2025

      Hong Kong University’s business school considers accepting Bitcoin for tuition and donations

      August 31, 2025

      Reddit sunsets Collectible Avatar Creator Program and shifts royalties to artists

      August 30, 2025

      SBI-backed game maker Gumi announces $17 million XRP purchase

      August 29, 2025

      PYTH token soars 68% after Commerce Department taps Pyth Network for GDP feeds

      August 28, 2025
    • NFTs

      Slimesunday’s Magnum Opus: ‘Banned from New York’ Blows the Lid Off Digital Censorship | NFT CULTURE | NFT News | Web3 Culture

      July 22, 2025

      1mouth Analog: miirror’s Raw Leap from Digital to Handmade Chaos | NFT CULTURE | NFT News | Web3 Culture

      May 9, 2025

      NFTCulture Expands Into TCGs with Cardcore.xyz: Where Digital Collectibles Meet Competitive Play | NFT CULTURE | NFT News | Web3 Culture

      May 8, 2025

      From Moonshots to Broken Links: The Rise and Fall of CloneX | NFT CULTURE | NFT News | Web3 Culture

      April 24, 2025

      Pacific Spirit: Vinyl Meets Code in a Groundbreaking Generative Drop on Art Blocks | NFT CULTURE | NFT News | Web3 Culture

      April 16, 2025
    • Regulation

      Crypto Investors Face New Rules as South Korea Joins OECD’s Reporting System

      September 2, 2025

      Japan Post Bank to Roll Out Yen-Backed Digital Currency in 2026

      September 1, 2025

      Russia to Impose Stricter Rules on Banks Handling Crypto Transactions

      August 30, 2025

      CFTC Greenlights Offshore Crypto Access

      August 29, 2025

      CFTC Powers Up Crypto Oversight With Nasdaq’s Market Surveillance Platform

      August 28, 2025
    • Business

      Metaplanet Is About to Drop $881M Into Bitcoin, Here’s the Timeline

      August 27, 2025

      Sri Lanka’s E-commerce Platform Kapruka to Introduce Crypto Payments

      November 17, 2024

      Leading Eastern European Exchange Exmo Sells Business in Russia, Belarus

      November 16, 2024

      Bank of Russia to Launch Digital Ruble Payment Infrastructure by July 2025

      November 15, 2024

      Bitcoin Mining Company Mara Holdings Now Holds 26,747 Bitcoin: Q3 Earnings Report Reveals

      November 14, 2024
    • Live Pricing
    CryptoHoppers.comCryptoHoppers.com
    Home » What Does Visa-Level Volume Mean for Stablecoins?
    Technology

    What Does Visa-Level Volume Mean for Stablecoins?

    January 14, 20253 Mins Read
    Facebook Twitter Pinterest LinkedIn Tumblr Email
    What Does Visa-Level Volume Mean for Stablecoins?
    Share
    Facebook Twitter LinkedIn Pinterest Email


    In a recent post on X, Coinbase CEO Brian Armstrong shared a graph illustrating an unexpected development: stablecoin transaction volumes now rival Visa’s, a dominant player in global payments. This comparison not only highlights the growth of stablecoins in financial ecosystems but also raises questions about what these volumes actually represent.

    Interesting graph from Visa pic.twitter.com/jNytaeCN88

    — Brian Armstrong (@brian_armstrong) November 15, 2024

    Facts and Numbers

    As of the latest data, the transaction volume of stablecoins, led by popular ones like Tether (USDT) and USD Coin (USDC), reached over $1.3 trillion in a 30-day period. Visa, for context, averaged about $1.2 trillion per month in 2023. This growth reflects the massive rise of stablecoins as a transactional medium, especially in areas where traditional banking access is limited or cumbersome. Stablecoins have quickly transitioned from niche use to high-frequency digital assets, processing trillions annually across various blockchain networks. Despite fluctuations in the crypto market, stablecoins continue to grow in usage, showcasing a stability and reliability in transaction volume rarely seen in other digital assets.

    Bots Drive Stablecoins, Humans Drive Visa

    However, raw transaction volumes don’t tell the full story of adoption. A significant portion of stablecoin transactions is driven by bots, automated trading algorithms, and smart contracts interacting on the blockchain. These automated processes make up a large percentage of stablecoin transfers, with only a fraction attributed to human users conducting regular transactions.

    On the other hand, Visa’s transaction volume primarily comes from consumer spending and direct transactions between individuals and businesses. This difference is crucial: while stablecoin volumes demonstrate the blockchain’s technical capability to handle massive transactions, they don’t equate to widespread human adoption. In essence, Visa’s transactions are “human-driven,” reflecting real-world consumer usage, while stablecoins are more “machine-driven,” with much of their volume reflecting algorithmic activity.

    Implications of Stablecoins for the Financial Sector

    The rise of stablecoins does, however, carry implications for the financial sector. Their ability to handle high volumes of transactions with minimal friction makes them attractive for cross-border payments, remittances, and DeFi applications. Stablecoins operate on blockchain technology, allowing for near-instant transfers at lower fees, which is particularly appealing for use cases beyond traditional banking. Yet, the reliance on automated activity rather than consumer transactions raises regulatory questions. As stablecoins inch closer to mainstream payment networks, regulatory bodies may increase scrutiny to ensure transparency and prevent market manipulation through automated transactions.

    While the transaction volumes of stablecoins have reached levels comparable to Visa, the underlying dynamics are distinct. Stablecoins exhibit blockchain’s potential to process massive volumes, yet the current data does not reflect true consumer adoption. For stablecoins to become a household payment option, their transaction activity must shift from automation-driven to consumer-driven.





    Source link

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

    Related Posts

    Solana Set to Approve Alpenglow, Slashing Finality to 150ms

    September 1, 2025

    Philippines May Become First Country to Put Entire National Budget on Blockchain

    August 31, 2025

    Why MicroStrategy clones are choosing Solana over Bitcoin for corporate treasuries

    August 30, 2025

    XRP price could rocket past $5 in September as catalysts ignite

    August 29, 2025
    Top Posts

    HK Asia Holdings Buys One Bitcoin and Its Stocks Surge by Over 90%. Will BTC Bull Explode?

    February 20, 2025

    NVIDIA and Intel Eye Hedera for Verifiable AI Compute

    December 20, 2024

    TON introduces UAE Golden Visa program through crypto staking, Toncoin soars 13%

    July 6, 2025

    Welcome to CryptoHoppers.com! Stay informed with the latest updates, trends, and insights from the dynamic world of cryptocurrencies. From Bitcoin to altcoins, blockchain technology to decentralized finance (DeFi), we cover it all. Discover expert analysis, market trends, regulatory developments, and exciting innovations shaping the crypto industry.

    Top Insights

    Crypto Exchange Gemini Shares IPO Details, Aims to Raise $317M

    September 2, 2025

    Japanese gaming firm Gumi bets $17 mln on XRP, skips Ethereum: Here’s why

    September 1, 2025

    Bitcoin Treasury Race Heats Up As Dutch Firm Shoots For $23-M Launch

    August 31, 2025
    Advertisement
    Demo
    CryptoHoppers.com
    Facebook X (Twitter) Instagram
    • News
    • Technology
    • Learn/Guide
    • Regulation
    • NFTs
    • Business
    • Live Pricing
    © 2025. Designed by CryptoHoppers.com.

    Type above and press Enter to search. Press Esc to cancel.