TLDR:
- Trojena uses XRP and blockchain for programmable real estate and energy settlements.
- Dubai pilots XRP Ledger for property trades, cutting real estate costs by nearly 50%.
- Zand Bank issues regulated stablecoin and supports XRP-based custody via RippleNet.
- XRP enables instant, global payments for fractional ownership in NEOM luxury zones.
Ripple’s growing presence in the Middle East now ties directly to one of the region’s most ambitious smart infrastructure projects, Trojena. Positioned within Saudi Arabia’s futuristic NEOM city, Trojena is set to host the 2029 Winter Olympics.
However, the area is being developed as more than just a destination; it is evolving into a fully programmable economy. Digital assets, renewable energy, and blockchain settlements are converging here to create a seamless financial and operational ecosystem.
Ripple’s technology and XRP are at the heart of this transformation.
Trojena Digital Grid Powers the Programmable Economy
Trojena is being designed with a next-generation power system that uses modular, decentralized infrastructure. This grid runs entirely on renewable sources, including solar, wind, and hydrogen, through ENOWA’s smart energy platform.
It operates independently with direct current converter technology, making it resilient and programmable.
This setup supports energy pricing in real time, tailored to usage, and integrated into smart contracts. According to online posts, this environment will allow for autonomous microsettlements and dynamic energy distribution that align with tokenized ownership.
Ripple and UAE region 🇦🇪
Trojena. This area is far more than a ski resort in the desert, it’s the centerpiece of a globally orchestrated, programmable economic system that’s quietly being constructed across Saudi Arabia and the UAE. By 2026, this mountainous district inside… https://t.co/qeVYgpFgwD pic.twitter.com/aHnlaQDmol
— Mr. Man (@MrManXRP) June 11, 2025
Developers are integrating blockchain across property ownership and settlement in Trojena’s luxury zones. The UAE has already advanced digital finance through the Digital Dirham, which is expected to be public by 2025. All financial institutions must adopt it by 2026, linking directly to blockchain networks.
In Dubai, a pilot using the XRP Ledger is reducing real estate transaction costs by half. The initiative enables instant, fractionalized ownership and trading of property assets.
Zand Bank is issuing a Dirham-backed stablecoin under full regulation, while also participating in RippleNet and offering custody via Taurus.
RippleNet and XRP Connect Global Buyers to Trojena Properties
Trojena’s infrastructure will allow users globally to purchase fractional property units using digital currencies. Buyers in Europe or Asia can transact with USDC or EURC, while XRP facilitates conversion and settlement instantly.
These assets will have ownership tracked on-chain, priced through real-time data, and accessible via multiple stablecoins.
The network’s cross-border rails depend on RippleNet’s regulated corridors, where liquidity flows through XRP-backed bridges. This integration allows for seamless payments, automated billing, and programmable leasing solutions across the district.
Per CoinGecko data, XRP trades at $2.33, marking a 0.52% gain in 24 hours and a 3.30% rise over seven days. The token’s steady performance reflects broader confidence in Ripple’s expanding role, especially in regulated digital economies like the UAE.
As NEOM and Dubai continue merging tokenized finance with smart infrastructure, Ripple’s tools provide the foundation for a new programmable economy.
